New To Canada Mortgage

New To Canada Or Non-Canadian Mortgage

Mortgage for new comer canada
mortgage for non-canadian
new to canada mortgage

We help our Niagara Falls communities Along Each Step of the Way., Simpler, Smarter All Kinds of Residential and Commercial Mortgages. As Niagara Falls Neighborhood Mortgage, we Understand the Area Better Other.

If you are new to Canada, you have embarked on a new path in your life. Getting qualified for a mortgage can be a daunting task and at times complicated if you are not familiar with the process and procedures. Our trusted mortgage agents can easily guide you through this process to help get you approved for your first home in Canada.
What Type Of Mortgage Do I Qualify For?

As a newcomer there are certain factors that determine your potential to get approved for a mortgage.

  1. Permanent resident status

If you have a good credit score as a permanent resident and have a down payment of 5% or more, you may qualifyfor a regular mortgage, the same as any Canadian citizen.

If your credit score is weak and are a permanent resident you may still qualify for the New to Canada Program offered by the three mortgage default insurance providers.

  1. The size of your down payment
  2. Your credit score
I Am Not A Permanent Resident Or Citizen Can I Still Get A Mortgage?

Yes! There are few options available to you. Below we explain them briefly. To go over them in more detail please contact our Mortgage Advisors who know how to pick the right products for your circumstances.

  1. You are not a permanent resident you may qualify for a traditional mortgage if you:
    1. Have a valid work permit.
    2. Have a good credit score
    3. Down payment of 5% or more.
  2. You are not a permanent resident, you may qualify for the New to Canada Program if you:
    1. Have a 10% or more down payment
    2. Your credit score can be good/fair or weak.
What Is The New To Canada Mortgage Program

You may not qualify for a mortgage in some circumstances as newcomer to Canada. However you still may be eligible under the New to Canada Program offered by the three mortgage insurers. In order to qualify for the New to Canada Program, you have to demonstrate that you have good credit. This can be achieved in a number of ways:

  • Consistently using and paying off a credit card in full
  • Making on-time payments for any loans
  • Paying all bills (such as cell phone and utility bills) on time
We’ll help you understand all your financing options and find a mortgage you can manage. We will guide you about the process and will take to easy quick and hassle free process.

Speak With An Expert

Our experts are always online to help you and answer all your questions. Call Us Now.

Schedule A Free Consultation

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Quick Mortgage for New To Canada

Minimum Income Required

Lowest Rates in Ontario

Best Rated Mortgage Broker

Quick and Easy Process

Free 24/7 Consultation

Why Choose
Maple Mortgage?

Our Our Clients Say....

“I have never worked with a mortgage broker before. I am glad I did for my refinance. I needed to consolidate debts. My bank told me I couldn’t get approved because of my credit score. The team did unbelievable job and I could never thank him enough. We went from paying about $1,400 a month towards our credit card debts and loans, to paying $550, and started to build a good savings. I will be sending all of my business and referrals to him!”

Claudia & Darren Newman
Toronto, Ontario

“Me and my wife are self-employed. We do not show much on our tax returns. We were tired of paying rent and didn’t know we could get qualified. I saw an add for Mortgage Associates and gave them a call. I have worked with Mortgage Brokers before but they always kept telling me I had to pay a fee. I am very thankful to have received the assistance of Bobby Kay, Mortgage Agent. We closed at the beginning of January and I have already recommended him to our good friends also purchasing their first home. Thank you so much Bobby Kay and have a great 2016, we will be in touch!”

Suzanne & Michael Wilson
Brampton, Ontario

“I must say I’ve worked with other mortgage agents in the past and my experience with Catia Goncalves was different. She took the time to listen and understand my situation and was able to shine light on the best mortgage solution to refinance my mortgage.

I highly recommend Catia & the team at Mortgage Associates Ontario for the fantastic job and thorough communication they had during my mortgage process. I never felt rushed, and she took the time to explain everything to make sure I understand my mortgage completely.”

Cindy Bradshaw
Hamilton, Ontario

“Working with the people in this office is what makes the experience stand out. Timely response, great results and super service. I recommend.”

P Golab

“My trust is there 110% to refer them to my family and closest friends.”

John Doe

We used MA for our mortgage. We dealt with Niagara Falls agent. He was professional, helpful, & easy to to talk to. He always checked in to see how things were progressing. We look forward to doing business in the future!

Phil Trudel

“My experience with Mortgage Associates Ontario is nothing short of excellent! My mortgage broker team were very thorough in explaining my options for a mortgage, with the pros and cons of choosing an appropriate mortgage program. I got a super low interest rate that even my bank couldn’t beat!
I highly recommend them for getting a mortgage as they take care of you and are very patient in dealing with you, from beginning to end! I couldn’t be happy and more pleased!”

Christina B
Niagara Falls

“It was such a pleasure speaking with Amir who listened and understood my circumstance, he promptly gave me solid information that led me to believe that there was a bright light awaiting, he was right. From setting up the home evacuation, to quickly securing a great lender, I couldn’t ask for more and placing me with Bryce who sealed the deal. Thanks to you both this was a A+ experience and I would highly recommend Mortgage Associates to anyone needing this service.”

Sophia Doucet
Niagara Falls

The agent of MAO I worked with  was very calm and always patient on explaining things that we don’t understand about mortgage. He always listen and takes actions even on a smallest issue we tell him. His office is a little far from our place but he made things smooth for all of us. He took advantage on our technology… we just sign everything online and he explain everything clearly on the phone…. how cool is that?!? We can still do our normal routine in the morning without rushing and we just talk to him at night after we finish our dinner….very good Amir… we really appreciate all your effort…. godbless😊😊😊

Christine Caberto
Niagara Falls

Fast, Quick Quick Mortgage for New To Canada

“Among the private lenders in Toronto, Ontario, we selected Niagara Falls Mortgage. This best mortgage company that deals in Quick Mortgage for New To Canada   near me. Even the lenders they deal with are close by.  We are happy that we found this best private mortgage very quickly and speedy. They provided us very lowest rates possible”.

Aziz,  Niagara Falls

The Best Highest-Rated Second 1st Time Buyers Mortgage

“I was looking for private second mortgages and want to process quickly. I contacted many private mortgage brokers in Toronto Ontario. Many of them too long time. I had to leave and then my friend recommended Niagara Falls  area place mortgage. This is the best highest-rated google review mortgage. They processed my 2nd private mortgage quickly”. 

Su Wang, Niagara Falls

If you are looking for a 1st Time Buyers Mortgage option…

“I am responsible for a company with hundreds of employees in Toronto. We were looking for the best mortgage company that could provide us a large-size of a company mortgage. We negotiated with many private mortgage companies in Ontario, but we found city place mortgage best and these mortgage agents did out each case very well”.  

Suzu, Niagara Falls